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First Time Homebuyers Course


	Personal Finances and Credit Reports Before you look at houses to purchase the first steps should be:


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	Finding out what you need to know about your personal finances before you purchase Learning how to create a spending plan best for you and your goals Hearing how your credit history & credit score may impact ability to purchase

		Register on-line here!


	Role of the Lender The next step in your goal to become a homeowner is:


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	Choosing a lender to assist in applying for a mortgage loan Learning why pre-approval of your mortgage loan is critical in the process Knowing the difference between pre-approval and pre-qualification Learning the meaning of upfront money needed, closing costs, escrow accounts and much more Finding out how to avoid predatory lending practices

		Register on-line here!


	Working with your Real Estate Agent Now is the time to start looking for your house by:


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	Learning how to choose a real estate agent to work with you Working with your real estate agent to find the house to meet your needs Understanding what is included in a contract to purchase Hearing why an earnest money deposit is necessary Knowing what to look for when viewing properties Working with your real estate agent to find the house to meet your needs

		Register on-line here!


	Getting a Home Inspection Deciding if you want a home inspection before you purchase by:


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	Knowing where to find a home inspector Understanding what a home inspector inspects Learning who the home inspector works for Understanding the difference between a home inspector and an appraiser

		Register on-line here!


	Closing your Mortgage Loan The final step in realizing your goal to be come a homeowner is:

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	Understanding your choices in choosing a professional to close your loan Knowing what legal documents are involved in the closing Learning what kinds of insurance policies are required Learning the choices on how you want to title your new property Knowing the exact costs involved in purchasing your home Finding when you get the keys to your new home

			Register on-line here!

		For information contact: Paige Mowry (703) 317-9086 ext. 103


	Improving the quality of homeless prevention intervention services

Course
Descriptions

How to
Register

Certification

This One Day Course is FREE!

For information
of future classes
and/or to
schedule a
home buyers
session,
please contact:
Paige Mowry (703) 317-9086 ext. 103

For information
of future classes
and/or to
schedule a
home buyers
session,
please contact:
Paige Mowry (703) 317-9086 ext. 103


	2550 Huntington Avenue, Suite 200 Alexandria, VA 22303 (703) 317-9086 x103 • Fax: (703) 317-9690 • Email: info@housingtraining.org